Darail, M. A. K., Megat Mohd Zainuddin, N., Maarop, N., Bani, N. A., & Johari, S. (2023). Proposed Research Model for Mobile Digital Wallet Adoption Among Consumer In Malaysia. Open International Journal of Informatics, 11(2), 10–24. https://doi.org/10.11113/oiji2023.11n2.265